Stamp Duty Calculator
Welcome to our UK property stamp duty calculator. Calculate the cost of stamp duty for property as a first time buyer, standard homebuyer or a homeowner looking for buy to let / 2nd home.
Buyer type
Property price
Drag the slider or type an amount
Stamp duty summary
| Purchase type | First Time Buyer |
|---|---|
| Property price | £250,000 |
| Total stamp duty | £0 |
| Effective rate | 0% |
Fee breakdown
| Tax band | % | Duty |
|---|---|---|
| £0 – £250,000 | 0% | £0 |
🏠 England & Northern Ireland – Standard SDLT Rates
You pay tax progressively - each portion of the property’s price is taxed at the rate for that band.
Rates effective from 1 April 2025.
| Property Price Band | SDLT Rate (main residence) |
|---|---|
| £0 - £125,000 | 0% |
| £125,001 - £250,000 | 2% |
| £250,001 - £925,000 | 5% |
| £925,001 - £1,500,000 | 10% |
| Over £1,500,000 | 12% |
👶 First-Time Buyer Relief
If you’re a genuine first-time buyer:
- 0% on the first £300,000
- 5% on the portion between £300,001 and £500,000
- No relief if the property costs over £500,000 - standard SDLT applies
🏘️ Second Homes / Buy-to-Let (Additional Property Surcharge)
If you’re buying an additional residential property (second home, buy-to-let, holiday home), a 5 percentage point surcharge applies on top of standard SDLT rates.
| Price Band | Effective Rate (incl. surcharge) |
|---|---|
| £0 – £125,000 | 5% |
| £125,001 – £250,000 | 7% |
| £250,001 – £925,000 | 10% |
| £925,001 – £1,500,000 | 15% |
| Over £1,500,000 | 17% |
Non-UK resident buyers pay an additional 2% surcharge on top of the above rates.
Official source: GOV.UK – Stamp Duty Land Tax (SDLT) residential property rates
